CASH OUT REFINANCE

Cashing out means getting a new loan on your home and borrowing some extra money. Let's say your home is worth $100,000, and you still owe $60,000 on your current mortgage. With a cash-out refinance, you can borrow 80% of your home's value, which is $80,000. This new loan will pay off your old mortgage of $60,000 and give you $20,000 in extra cash.

What advantages does it offer?

Get cash from the value of your home to repay debts or cover future costs. Refinancing your mortgage can also help you secure a lower interest rate, reducing your monthly payments. Plus, the best part is, it's tax-deductible!

Need assistance? Contact us!

West Capital Lending specializes in finding the perfect refinancing program for your financial needs. Whether you own the home you're refinancing or not, we have cash-out programs available with low, affordable rates.

Type of Loan

What type of property is it?

Instant Home Purchase Analysis

Take our 30 second analysis to see if you qualify

Are You a First Time Homebuyer?

How will you use the property?

What stage of the process are you in?

What is the purchase price

$

What do you think your down payment percent % will be?

What is your credit score?

What is your gross (before taxes) annual household income?

$

What is your employment status?

Bankruptcy, short sale, or foreclosure in the last 3 years?

Can you show proof of income?

Are you working with a real estate agent?

Real Estate Agent Name

Are you working with a Loan Officer?

*

How will you use the property?

Real Estate Agent Name

What type of property is it

What is your credit score?

What is the estimated value of the property?

$

How will you use the property?

What is remaining balance on the 1st mortgage?

$

What is your first mortgage interest rate?

$

What type of rate is it?

Do you have a second mortgage?

Would you like to borrow additional cash?

How much do you want to borrow?

$

What is your employment status?

Bankruptcy, short sale, or foreclosure in the last 3 years?

Can you show proof of income?

What is your gross (before taxes) annual household income

$

Average Monthly Expenses

$

Do you currently have an FHA Loan?

Have you had any late mortgage payments in the last 12 months?

How much do you want to borrow?

$

Are you working with a Loan Officer?

*

What type of property is it?

What is your credit score?

What is the estimated value of the property?

$

How will you use the property?

What is remaining balance on the 1st mortgage?

$

What is your first mortgage interest rate?

What type of rate is it?

Do you have a second mortgage?

Would you like to borrow additional cash?

How much do you want to borrow?

$

What is your employment status?

Bankruptcy, short sale, or foreclosure in the last 3 years?

Can you show proof of income?

What is your gross (before taxes) annual household income

$

Average Monthly Expenses

$

Do you currently have an FHA Loan?

Have you had any late mortgage payments in the last 12 months?

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About Us

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123 Main St. Irvine, CA 92614

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Equal Housing Opportunity

West Capital Lending ™ 2025

NMLS #: 1231230, 1473858

DRE #: 02022356, 01475320

States Licensed In: CA, FL, MI, AZ, CO, TN, Etc.

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