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CASH OUT REFINANCE

Cashing out means getting a new loan on your home and borrowing some extra money. Let's say your home is worth $100,000, and you still owe $60,000 on your current mortgage. With a cash-out refinance, you can borrow 80% of your home's value, which is $80,000. This new loan will pay off your old mortgage of $60,000 and give you $20,000 in extra cash.

What advantages does it offer?

Get cash from the value of your home to repay debts or cover future costs. Refinancing your mortgage can also help you secure a lower interest rate, reducing your monthly payments. Plus, the best part is, it's tax-deductible!

Need assistance? Contact us!

West Capital Lending specializes in finding the perfect refinancing program for your financial needs. Whether you own the home you're refinancing or not, we have cash-out programs available with low, affordable rates.

Apply Now!

Start

Type of Loan *

Home Purchase

Home Refinance

Cash-Out Refinance

What type of property is it? *

Single Family Home

Condominium

Townhouse

Multi Family Unit

Instant Home Purchase Analysis

Take our 30 second analysis to see if you qualify

Zip Code *

Are You a First Time Homebuyer? *

Yes

How will you use the property? *

Primary Residence

Secondary Residence

Rental Property

What stage of the process are you in? *

Signed a Purchase Agreement

I made an offer

Buying in the next few months

Researching what's out there

What is the Purchase Price? *

What do you think your down payment percent % will be? *

What is your credit score? *

Excellent 740+

Very Good 700-739

Good 680-699

Some Issues 640-779

Needs Works 639 and below

What is your gross (before taxes) annual household income *

What is your employment status? *

Employed

Not Employed

Self Employed

Retired

Bankruptcy, short sale, or foreclosure in the last 3 years? *

Yes

Can you show proof of income? *

Yes

Are you working with a real estate agent? *

Yes

Real Estate Agent Name *

Are you working with a Loan Officer? *

Yes

Select Loan Officer *

User 1
User 2
User 3
No elements found. Consider changing the search query.
List is empty.

How will you use the property? *

Primary Residence

Secondary Residence

Rental Property

Real Estate Agent Name *

What type of property is it? *

Single Family Home

Condominium

Townhuose

Multi Family Unit

What is your credit score? *

Excellent 740+

Very Good 700-739

Good 680-699

Some Issues 640-679

Needs Work 639 and below

What is the estimated value of the property? *

How will you use the property? *

Primary Residance

Secondary Residence

Rental Property

What is remaining balance on the 1st mortgage? *

What is your first mortgage interest rate? *

What type of rate is it? *

Fixed

Adjustable

Do you have a second mortgage? *

Yes

Would you like to borrow additional cash? *

Yes

How much do you want to borrow? *

What is your employment status? *

Employed

Not Emplyed

Self Empoyed

Retired

Bankruptcy, short sale, or foreclosure in the last 3 years? *

Yes

Can you show proof of income? *

Yes

What is your gross (before taxes) annual household income *

Average Monthly Expenses *

Do you currently have an FHA Loan? *

Yes

Have you had any late mortgage payments in the last 12 months? *

Yes

How much do you want to borrow? *

Are you working with a Loan Officer? *

Yes

Select Loan Officer *

CRAIG JENKINS
DAWN CLEMENTE
JEFF NEWSOME
No elements found. Consider changing the search query.
List is empty.

What type of property is it? *

Single Family Home

Condominium

Townhouse

Multi Family Unit

What is your credit score? *

Excellent 740+

Very Good 700-739

Good 680-699

Some Issues 640-679

Needs Work 639 and below

What is the estimated value of the property? *

How will you use the property? *

Primary Residence

Secondary Residence

Rental Property

What is remaining balance on the 1st mortgage? *

What is your first mortgage interest rate? *

What type of rate is it? *

Fixed

Adjustable

Do you have a second mortgage? *

Yes

Would you like to borrow additional cash? *

Yes

How much do you want to borrow? *

What is your employment status? *

Employed

Not Employed

Self Employed

Retired

Bankruptcy, short sale, or foreclosure in the last 3 years? *

Yes

Can you show proof of income? *

Yes

What is your gross (before taxes) annual household income *

Average Monthly Expenses *

Do you currently have an FHA Loan? *

Yes

Have you had any late mortgage payments in the last 12 months? *

Yes

Your First Name *

Your Last Name *

What is your email *

What is your phone number *

I agree to terms & conditions provided by the company. By providing my phone number, I agree to receive text messages from the business.

About Us

Experience our exceptional service and achieve your goals with confidence. Trust us to guide you from start to finish, because your success is our priority.

Contact Us

123 Main St. Irvine, CA 92614

(949) 555-5555

hello@westcapitallending.com

Loan Options

Fixed Rate Mortgage

FHA Home Loan

VA Home Loan

First Time Home Buyer

Jumbo Home Loan

Investment Property Loans

Refinance

Resources

ADA Accessibility Statement

Equal Housing Opportunity

West Capital Lending ™ 2024

NMLS #: 1231230, 1473858

DRE #: 02022356, 01475320

States Licensed In: CA, FL, MI, AZ, CO, TN, Etc.

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